Are there problems with a property that a title search cannot reveal?
Yes. There are some “hidden hazards” that even the most diligent title search may never reveal. For instance, the previous owner could have incorrectly stated his marital status, resulting in a possible claim by his legal spouse. Other “hidden hazards” include fraud and forgery, defective deeds, mental incompetence, confusion due to similar or identical names and clerical errors in the records.
These defects can arise after you’ve purchased your home and can jeopardize your right to ownership.
This is one of the many reasons a home buyer wants to have an Owner’s Title Insurance policy
Title insurance is the buyer’s protection against financial loss or legal expenses resulting from the unexpected arrival of problems – including any of the “hidden hazards” – that results in a claim against their ownership.
My Agent Greg 